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credit & FINANCING

Create your dream home with convenient financing plans at Dunk & Bright Furniture.

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Special Offer
Special Financing for 12 Months*
See if you Pre-Qualify without affecting your credit score!

These financing offers are subject to credit approval and provided through Wells Fargo Bank, N.A. Some exclusions may apply. Other creditors may have different offers and terms.

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Whether you have questions, need support, or just want more information, our team is ready to provide the answers you need.

Choose the financing option that works for you


No interest if Paid in Full within 6, 12 months*
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*
*The Dunk & Bright Furniture Credit Card credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply for 6 months to qualifying purchases , for 12 months to qualifying purchases , charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 09/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.

Review our in-store only financing options


No Interest for 60 Months***

Only on in-store purchases made with your Dunk & Bright Wells Fargo Credit Card. Equal monthly payments required for 60 months. No deposit required on bedding purchases. 33% deposit required for furniture purchases. Coupons, Ashley and clearance items excluded. No minimum purchase requirement.

Special Financing for 60 Months***

Only on in-store purchases made with your Dunk & Bright Wells Fargo Credit Card. 8.99% APR with fixed monthly payments required for 60 months. 10% deposit required for custom and non-stock merchandise. No deposit required for stock merchandise. No minimum purchase requirement.

No Interest for 36 Months***

THRU Thurs 5/1 ONLY! NO DEPOSIT REQUIRED FOR STOCK MERCHANDISE. 10% DEPOSIT REQUIRED ON CUSTOM AND SPECIAL ORDER FURNITURE. Only on in-store purchases made with your Dunk & Bright Wells Fargo Credit Card. Equal monthly payments required for 36 months. Coupons, Ashley and clearance items excluded. No minimum purchase requirement.

No Interest if paid in full for within 18 Months***

THRU MON 5/5 ONLY...NO DEPOSIT REQUIRED FOR STOCK MERCHANDISE. 10% DEPOSIT REQUIRED ON CUSTOM AND SPECIAL ORDER FURNITURE. Only on in-store purchases made with your Dunk & Bright Wells Fargo Credit Card. Minimum monthly payments required. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 months. Coupons, Ashley, and clearance items excluded. No minimum purchase requirement.

No Interest if paid in full for 12 Months***

On purchases made with your Dunk & Bright Wells Fargo Credit Card. Minimum monthly payments required. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. No deposit required for stock merchandise. 10% deposit required for custom and non-stock merchandise. No deposit required for stock merchandise. No minimum purchase requirement.

No Interest if paid in full for 6 Months***

On purchases made with your Dunk & Bright Wells Fargo Credit Card. Minimum monthly payments required. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. No deposit required for stock merchandise. 10% deposit required for custom and non-stock merchandise. No deposit required for stock merchandise. No minimum purchase requirement.

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Locations
Showroom Hours Monday - Saturday: 9am - 9pm and Sunday: 11am - 6pm
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Return Policy: In-stock furniture items and any Ashley products may be returned for a refund of the merchandise total within 30 days of delivery. Customer is responsible for any costs associated with shipping the item back to our distribution center. We will pick up merchandise that is located locally for a modest fee of $249. Return credits are issued within 24 hours once the item is received and inspected. Shipping and delivery charges are non-refundable. Items must be in new condition and in the original packaging to qualify for a refund (please do not modify product in any way.) If package arrives damaged, or with parts missing, please notify us within 24 hours. We are happy to send replacement parts as soon as possible. Made-to-order merchandise (items with custom fabrics, configurations, finishes, etc) may not be returned or cancelled. See Mattress Comfort Guarantee for separate mattress return policy. Easy return policy excludes clearance items.

****Text message opt-in: You will receive up to 6 text messages from Dunk and Bright per month. Message and Data rates may apply. Collected data is private and will not be sold or shared with any other third party.

*Coupons promotions and offers cannot be combined. 70% is compared to competitor pricing. SAVE coupons cannot be combined with promotional financing and exclude Ashley/Benchcraft Beautyrest, Serta Arctic, iComfort, and Clearance. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Percentage savings on merchandise is always compared to similar goods found at competing retailers.

  • **Ashley/Benchcraft and clearance items excluded. The payments equal the amount financed (divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval

*** No Interest and Special Financing offers are only for purchases made on your Wells Fargo credit card. Can't be combined with other offers or coupons. See store for details.. A Promo Fee does not apply to this offer. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

We reserve the right to discontinue or alter the terms of this offer any time. All offers valid through 5/12/2025. Layaway orders hold price for 6 months with 10% down. Quotes without payment communicate pricing at the time quote is created. Dunk & Bright finalizes pricing when payment is received. Pricing on quote orders may change. Next Day Delivery on Mattress applies to In-Stock Mattresses over $499 sold before 12pm.

Dunk & Bright Furniture features an excellent selection of furniture including sofas, sectionals, recliners, leather furniture, chairs, beds, dressers, nightstands, dining tables, dining chairs, kitchen storage, entertainment furniture, office furniture, mattresses, accessories and more. Dunk & Bright Furniture offers great quality furniture, at a low price to the Syracuse, North Syracuse, East Syracuse, Jamesville, Liverpool, Fairmount, Fulton, Oswego, Tully, Cortland, Ithaca, Oswego, Manlius, Baldwinsville, Auburn, Utica, Rochester, Victor, Greece, Henrietta, Skaneateles, Binghamton, Johnson City, Vestal, Watertown, Pulaski, New York area, Utica.
Information Accuracy - We have taken great care to provide you with information that is accurate and useful. Please notify us if you find an error and we will do our best to correct it. We ask that you contact us directly to confirm information about pricing, color, features, dimensions, availability and lead times.